Blackshire Wealth Management is located in West Chester, about 20 minutes from Vanguard's campus in Malvern, PA. We serve high-income families, Vanguard employees, and professionals throughout Chester County with fee-only, fiduciary financial planning.
Local financial planning means more than being nearby. It means understanding the employers in your area, the housing market, the specific companies where your clients work, and the financial dynamics that are common in your community. Blackshire serves a significant number of Vanguard employees because we understand Vanguard's compensation structure, their 401(k) plan, their deferred compensation program, and the financial planning questions that come up in a Vanguard career.
Blackshire is fee-only and fiduciary. We are paid only by our clients, never by commissions on insurance, annuities, or financial products. We have no financial incentive tied to what you buy, sell, or hold. Our only incentive is to give you the best advice possible.
In a region with many financial advisors competing for clients, the fee-only, fiduciary distinction matters. It means the advice you receive is not influenced by what generates the highest payout for the person giving it.
Our office is at 1065 Andrew Drive, Suite 2b, West Chester, PA 19380, about 20 minutes from Vanguard's Malvern campus and easily accessible from throughout Chester County. We also meet virtually for clients who prefer remote meetings. See our Vanguard employee planning page →
Vanguard's headquarters campus sits just off Route 29 in Malvern. It is one of the largest employers in Chester County, and many of the people who work there live in Malvern, Frazer, Paoli, and the neighborhoods around Great Valley. We serve enough Vanguard households to know the pattern. Questions about the 401(k). Deferred compensation elections for senior crew. What happens to each piece when you change roles or leave. If a Vanguard paycheck funds your household, our Vanguard employee planning page goes deeper on all of it.
Malvern is more than Vanguard. The Great Valley Corporate Center along Route 29 holds employers across pharmaceuticals, technology, and financial services, and Immaculata University sits just south of town. Many of our Malvern area clients are two-career households with two sets of equity grants and two retirement plans that were never designed to work together. Coordinating them is most of the job. Commute patterns matter too. Some clients work in the corridor, some ride the Paoli Thorndale Line into Philadelphia, and some now work from home in a house that used to be near the office. The plan has to fit the life, not the other way around.
Malvern families often assume estate taxes are only a federal problem. Pennsylvania levies its own inheritance tax, 4.5 percent on transfers to children and other direct descendants, set by statute (Pennsylvania Department of Revenue). For a household with a Great Valley salary history, a paid-down house in Willistown or Charlestown, and decades of retirement savings, that tax is worth planning for while you are alive. Titling, beneficiary designations, and lifetime gifts all change the outcome. Estimate your family's exposure with our free inheritance tax calculator →
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Blackshire Wealth Management is at 1065 Andrew Drive, Suite 2b, West Chester, PA 19380. We are approximately 20 minutes from Vanguard's headquarters in Malvern and accessible from throughout Chester County, Delaware County, and the broader Philadelphia region.
Yes. We serve a significant number of Vanguard employees and are familiar with Vanguard's specific compensation structure, including the 401(k) plan, nonqualified deferred compensation program, profit-sharing arrangements, and the retirement and departure planning questions that arise throughout a Vanguard career.
Fee-only means the advisor is paid only by the client, never by commissions on products recommended. This eliminates the conflict of interest that exists when an advisor earns more by recommending certain insurance products, annuities, or funds. A fiduciary advisor is additionally required by law to act in the client's best interest at all times.
Yes. While our office is in West Chester and we serve many clients throughout Chester County and the Philadelphia region, we work with clients virtually throughout the country. Many of our Vanguard clients who have relocated still work with us remotely.
We are fee-only and fiduciary. We are paid only by our clients through an advisory fee. We earn no commissions on any product or transaction. Our only incentive is to give you the best advice possible.