*{margin:0;padding:0;box-sizing:border-box}
:root{
  --navy:#1B2E4B;--navy-mid:#2C4165;
  --warm:#F7F4EF;--warm2:#EDE8DF;--warm3:#DDD6C8;
  --gold:#B8892A;--gold-light:#D4A84B;--gold-pale:#F5EDD8;
  --text:#1A1A1A;--text-mid:#4A4A4A;--text-soft:#767676;
  --white:#FFFFFF;
  --font-display:'Lora',serif;
  --font-body:'Inter',sans-serif;
}
html{scroll-behavior:smooth}
body{background:var(--warm);color:var(--text);font-family:var(--font-body);font-weight:400;overflow-x:hidden}

/* NAV */
nav{position:fixed;top:0;left:0;right:0;z-index:100;background:var(--white);border-bottom:1px solid var(--warm3);padding:0 48px;display:flex;align-items:center;justify-content:space-between;height:68px;box-shadow:0 1px 12px rgba(0,0,0,0.06)}
.nav-logo-main{font-family:var(--font-display);font-size:18px;font-weight:600;color:var(--navy)}
.nav-logo-sub{font-size:9px;letter-spacing:0.18em;color:var(--text-soft);text-transform:uppercase}
.nav-links{display:flex;gap:26px;align-items:center}
.nav-links a{font-size:13px;color:var(--text-mid);text-decoration:none;transition:color 0.2s}
.nav-links a:hover{color:var(--navy)}
.nav-cta{background:var(--navy);color:var(--white)!important;font-size:12px;font-weight:500;padding:10px 22px;border-radius:6px;text-decoration:none;transition:background 0.2s}
.nav-cta:hover{background:var(--navy-mid)!important}
.menu-toggle{display:none;background:none;border:none;cursor:pointer;padding:4px}
.menu-toggle span{display:block;width:22px;height:2px;background:var(--navy);margin:5px 0;border-radius:2px}
.mobile-nav{display:none;position:fixed;top:68px;left:0;right:0;background:var(--white);z-index:99;border-bottom:1px solid var(--warm3);padding:20px 24px;box-shadow:0 8px 24px rgba(0,0,0,0.08)}
.mobile-nav.open{display:block}
.mobile-nav a{display:block;font-size:14px;color:var(--text-mid);text-decoration:none;padding:12px 0;border-bottom:1px solid var(--warm2)}
.mobile-nav a:last-child{border-bottom:none}

/* HERO */
.hero{min-height:100vh;display:flex;align-items:center;padding:120px 48px 80px;background:var(--white);position:relative;overflow:hidden}
.hero-shape{position:absolute;right:-120px;top:50%;transform:translateY(-50%);width:600px;height:600px;background:var(--warm);border-radius:50%;pointer-events:none;opacity:0.7}
.hero-shape2{position:absolute;right:100px;top:50%;transform:translateY(-50%);width:360px;height:360px;background:var(--warm2);border-radius:50%;pointer-events:none}
.hero-content{position:relative;max-width:600px}
.hero-eyebrow{display:inline-flex;align-items:center;gap:10px;background:var(--gold-pale);border:1px solid rgba(184,137,42,0.25);padding:7px 16px;border-radius:100px;margin-bottom:28px}
.hero-dot{width:7px;height:7px;background:var(--gold);border-radius:50%}
.hero-eyebrow-text{font-size:12px;color:var(--gold);font-weight:500;letter-spacing:0.04em}
h1.hero-headline{font-family:var(--font-display);font-size:clamp(38px,5vw,60px);font-weight:500;line-height:1.15;color:var(--navy);margin-bottom:20px}
h1.hero-headline em{font-style:italic;color:var(--gold)}
.hero-sub{font-size:17px;line-height:1.8;color:var(--text-mid);max-width:500px;margin-bottom:16px;font-weight:300}
.hero-ria{font-size:12px;color:var(--text-soft);margin-bottom:36px}
.hero-ria span{color:var(--navy);font-weight:500}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:48px}
.btn-primary{background:var(--navy);color:var(--white);font-size:14px;font-weight:500;padding:14px 28px;border:none;border-radius:8px;cursor:pointer;transition:all 0.2s;font-family:var(--font-body)}
.btn-primary:hover{background:var(--navy-mid);transform:translateY(-1px)}
.btn-outline{background:transparent;color:var(--navy);font-size:14px;font-weight:500;padding:14px 28px;border:1.5px solid var(--navy);border-radius:8px;cursor:pointer;transition:all 0.2s;font-family:var(--font-body)}
.btn-outline:hover{background:var(--warm);transform:translateY(-1px)}
.trust-row{display:flex;gap:20px;flex-wrap:wrap}
.trust-item{display:flex;align-items:center;gap:8px}
.trust-check{width:20px;height:20px;background:var(--gold-pale);border-radius:50%;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.trust-check svg{width:11px;height:11px;stroke:var(--gold);fill:none;stroke-width:2.5}
.trust-label{font-size:13px;color:var(--text-mid)}

/* MARQUEE */
.marquee-wrap{background:var(--navy);padding:14px 0;overflow:hidden}
.marquee-track{display:flex;gap:48px;white-space:nowrap;animation:marquee 30s linear infinite}
.marquee-track span{font-size:11px;letter-spacing:0.15em;text-transform:uppercase;color:rgba(255,255,255,0.5);flex-shrink:0}
.marquee-track .dot{color:#D4A84B;opacity:0.6}
@keyframes marquee{from{transform:translateX(0)}to{transform:translateX(-50%)}}

/* SECTIONS */
.section{padding:100px 48px}
.section-white{background:var(--white)}
.section-warm{background:var(--warm)}
.section-navy{background:var(--navy)}
.inner{max-width:1100px;margin:0 auto}
.tag{display:inline-flex;align-items:center;gap:8px;margin-bottom:16px}
.tag-line{width:28px;height:2px;background:var(--gold);border-radius:2px}
.tag-text{font-size:11px;letter-spacing:0.15em;text-transform:uppercase;color:var(--gold);font-weight:600}
h2.section-title{font-family:var(--font-display);font-size:clamp(30px,3.5vw,46px);font-weight:500;line-height:1.2;color:var(--navy);margin-bottom:16px}
h2.section-title em{font-style:italic;color:var(--gold)}
.section-body{font-size:15px;line-height:1.85;color:var(--text-mid);max-width:560px}

/* WHY */
.value-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:52px}
.value-card{background:var(--white);border:1px solid var(--warm3);border-radius:12px;padding:36px 28px;transition:all 0.25s}
.value-card:hover{box-shadow:0 8px 32px rgba(27,46,75,0.1);transform:translateY(-2px)}
.value-icon{width:48px;height:48px;background:var(--gold-pale);border-radius:10px;display:flex;align-items:center;justify-content:center;margin-bottom:20px}
.value-icon svg{width:22px;height:22px;stroke:var(--gold);fill:none;stroke-width:1.8}
h3.value-title{font-family:var(--font-display);font-size:20px;font-weight:500;color:var(--navy);margin-bottom:10px}
.value-body{font-size:13px;line-height:1.85;color:var(--text-mid)}

/* SERVICES */
.services-list{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:52px}
.service-item{background:var(--warm);border-radius:10px;padding:28px 24px;display:flex;gap:18px;align-items:flex-start;transition:all 0.2s;border:1px solid transparent}
.service-item:hover{border-color:var(--warm3);background:var(--white);box-shadow:0 4px 20px rgba(0,0,0,0.06)}
.service-num{font-family:var(--font-display);font-size:28px;color:var(--warm3);font-weight:400;line-height:1;flex-shrink:0;margin-top:2px}
h3.service-name{font-family:var(--font-display);font-size:19px;font-weight:500;color:var(--navy);margin-bottom:8px}
.service-desc{font-size:13px;line-height:1.8;color:var(--text-mid)}

/* TEAM */
.team-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:2px;margin-top:52px;background:var(--warm3);border:1px solid var(--warm3);border-radius:16px;overflow:hidden}
.team-card{background:var(--white);position:relative;overflow:hidden;transition:background 0.25s}
.team-card:hover{background:var(--warm)}
.team-photo-wrap{position:relative;overflow:hidden;height:280px}
.team-photo{width:100%;height:100%;object-fit:cover;object-position:center top;display:block;transition:transform 0.4s ease}
.team-card:hover .team-photo{transform:scale(1.03)}
.team-photo-placeholder{width:100%;height:100%;background:linear-gradient(135deg,var(--warm2),var(--warm3));display:none;align-items:center;justify-content:center}
.team-photo-initials{font-family:var(--font-display);font-size:48px;color:var(--navy);opacity:0.25;font-weight:300}
.team-body{padding:24px 24px 28px}
.team-name{font-family:var(--font-display);font-size:19px;font-weight:500;color:var(--navy);margin-bottom:2px}
.team-role{font-size:11px;font-weight:600;letter-spacing:0.07em;color:var(--gold);text-transform:uppercase;margin-bottom:10px}
.team-creds{display:flex;gap:5px;flex-wrap:wrap;margin-bottom:14px}
.team-cred{background:var(--navy);color:var(--white);font-size:10px;font-weight:600;padding:3px 8px;border-radius:4px;letter-spacing:0.05em}
.team-mantra{border-left:2px solid var(--gold);padding-left:12px;margin-bottom:14px}
.team-mantra-label{font-size:9px;font-weight:600;letter-spacing:0.15em;text-transform:uppercase;color:var(--gold);margin-bottom:4px}
.team-mantra-text{font-family:var(--font-display);font-size:13px;font-style:italic;color:var(--navy);line-height:1.5}
.team-bio{font-size:12px;line-height:1.85;color:var(--text-mid);margin-bottom:12px}
.team-personal{font-size:11px;color:var(--text-soft);line-height:1.75;margin-bottom:0}
.team-personal strong{color:var(--text-mid);font-weight:500}
.team-edu-toggle{background:none;border:none;color:var(--gold);font-size:11px;font-weight:600;cursor:pointer;padding:10px 0 0;display:block;font-family:var(--font-body);letter-spacing:0.04em}
.team-edu{font-size:11px;color:var(--text-soft);margin-top:10px;line-height:1.8;border-top:1px solid var(--warm2);padding-top:10px;display:none}
.team-edu.open{display:block}
.team-cta-card{background:var(--gold-pale);display:flex;flex-direction:column;justify-content:center;align-items:center;text-align:center;padding:40px 32px}

/* TECH */
.tech-inner{background:var(--white);border-radius:16px;padding:56px;border:1px solid var(--warm3)}
.tech-badge{display:inline-flex;align-items:center;gap:8px;background:rgba(184,137,42,0.1);border:1px solid rgba(184,137,42,0.2);padding:6px 16px;border-radius:100px;margin-bottom:24px}
.tech-2col{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start}
.tech-features{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:36px}
.tech-feat{background:var(--warm);border-radius:10px;padding:24px 20px}
.tech-feat-tag{display:inline-block;font-size:10px;font-weight:600;letter-spacing:0.08em;text-transform:uppercase;color:var(--gold);margin-bottom:8px}
.tech-feat-title{font-size:14px;font-weight:600;color:var(--navy);margin-bottom:6px}
.tech-feat-desc{font-size:12px;line-height:1.8;color:var(--text-mid)}

/* WHITEPAPERS */
.wp-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:52px}
.wp-card{background:var(--white);border:1px solid var(--warm3);border-radius:12px;overflow:hidden;cursor:pointer;transition:all 0.25s;display:flex;flex-direction:column}
.wp-card:hover{box-shadow:0 8px 32px rgba(27,46,75,0.1);transform:translateY(-2px)}
.wp-stripe{height:4px;background:var(--navy)}
.wp-stripe.gold{background:var(--gold)}
.wp-body{padding:28px 24px;flex:1}
.wp-cat{font-size:10px;font-weight:600;letter-spacing:0.12em;text-transform:uppercase;color:var(--gold);margin-bottom:14px}
h3.wp-title{font-family:var(--font-display);font-size:17px;font-weight:500;color:var(--navy);line-height:1.35;margin-bottom:12px}
.wp-excerpt{font-size:12px;line-height:1.8;color:var(--text-mid)}
.wp-foot{padding:16px 24px;background:var(--warm);border-top:1px solid var(--warm3);display:flex;justify-content:space-between;align-items:center;margin-top:auto}
.wp-pages{font-size:11px;color:var(--text-soft)}
.wp-dl{font-size:11px;font-weight:600;color:var(--navy)}

/* PROCESS */
.process-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:52px}
.process-card{background:var(--white);border-radius:12px;padding:28px 22px;border:1px solid var(--warm3);text-align:center}
.process-num{width:42px;height:42px;background:var(--gold-pale);border-radius:50%;display:flex;align-items:center;justify-content:center;margin:0 auto 18px;font-family:var(--font-display);font-size:16px;color:var(--gold);font-weight:500}
.process-title{font-weight:600;font-size:15px;color:var(--navy);margin-bottom:8px}
.process-desc{font-size:12px;line-height:1.8;color:var(--text-mid)}

/* RIA */
.ria-strip{background:var(--gold-pale);border-top:1px solid rgba(184,137,42,0.2);border-bottom:1px solid rgba(184,137,42,0.2);padding:28px 48px;display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap}
.ria-strip-text{font-size:13px;color:var(--text-mid);line-height:1.7;max-width:640px}
.ria-strip-text strong{color:var(--navy)}
.ria-badges{display:flex;gap:10px;flex-shrink:0;flex-wrap:wrap}
.ria-badge{background:var(--white);border:1px solid rgba(184,137,42,0.3);border-radius:8px;padding:8px 16px;font-size:12px;font-weight:600;color:var(--navy);white-space:nowrap}

/* CTA */
.cta-inner{max-width:800px;margin:0 auto;text-align:center}
.cta-card{background:rgba(255,255,255,0.06);border:1px solid rgba(255,255,255,0.12);border-radius:16px;padding:52px 48px;margin-top:48px}
h2.cta-title{font-family:var(--font-display);font-size:clamp(28px,3.5vw,42px);color:var(--white);font-weight:500;line-height:1.2;margin-bottom:12px}
h2.cta-title em{font-style:italic;color:#D4A84B}
.cta-sub{font-size:15px;color:rgba(255,255,255,0.6);line-height:1.8;margin-bottom:32px}
.calendly-wrap{border-radius:10px;overflow:hidden;margin-bottom:20px}
.cta-alt{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;margin-top:20px}
.btn-outline-white{background:transparent;color:rgba(255,255,255,0.75);font-size:13px;font-weight:500;padding:11px 22px;border:1px solid rgba(255,255,255,0.25);border-radius:8px;cursor:pointer;transition:all 0.2s;font-family:var(--font-body)}
.btn-outline-white:hover{border-color:rgba(255,255,255,0.6)}
.cta-note{font-size:12px;color:rgba(255,255,255,0.3);margin-top:20px}

/* FOOTER */
footer{background:var(--navy);padding:64px 48px 36px}
.footer-top{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:48px;margin-bottom:48px}
.footer-logo-name{font-family:var(--font-display);font-size:18px;color:var(--white);font-weight:600;margin-bottom:4px}
.footer-logo-sub{font-size:9px;letter-spacing:0.18em;color:rgba(255,255,255,0.35);text-transform:uppercase;margin-bottom:16px}
.footer-tagline{font-size:13px;color:rgba(255,255,255,0.45);line-height:1.8;max-width:260px;margin-bottom:16px}
.footer-contact{font-size:12px;color:rgba(255,255,255,0.38);line-height:2.2}
.footer-contact a{color:rgba(255,255,255,0.38);text-decoration:none}
.footer-col-title{font-size:10px;letter-spacing:0.15em;text-transform:uppercase;color:#D4A84B;font-weight:600;margin-bottom:18px}
.footer-links{list-style:none;display:flex;flex-direction:column;gap:11px}
.footer-links a{font-size:13px;color:rgba(255,255,255,0.45);text-decoration:none;transition:color 0.2s}
.footer-links a:hover{color:var(--white)}
.footer-bottom{border-top:1px solid rgba(255,255,255,0.08);padding-top:28px;display:flex;gap:24px;justify-content:space-between;align-items:flex-start;flex-wrap:wrap}
.footer-legal{font-size:11px;color:rgba(255,255,255,0.28);line-height:1.8;max-width:700px}
.footer-copy{font-size:11px;color:rgba(255,255,255,0.28);white-space:nowrap}

/* MODAL */
.modal-overlay{position:fixed;inset:0;background:rgba(0,0,0,0.55);z-index:200;display:none;align-items:center;justify-content:center;padding:20px}
.modal-box{background:var(--white);border-radius:16px;padding:48px 40px;max-width:460px;width:100%;box-shadow:0 24px 80px rgba(0,0,0,0.2)}
h2.modal-title{font-family:var(--font-display);font-size:26px;font-weight:500;color:var(--navy);margin-bottom:8px}
.modal-sub{font-size:13px;color:var(--text-mid);margin-bottom:28px;line-height:1.7}
.modal-field{width:100%;border:1.5px solid var(--warm3);border-radius:8px;padding:12px 16px;font-family:var(--font-body);font-size:14px;color:var(--text);outline:none;transition:border-color 0.2s;margin-bottom:12px;background:var(--white)}
.modal-field:focus{border-color:var(--navy)}
.modal-field::placeholder{color:var(--text-soft)}
.modal-actions{display:flex;gap:12px;align-items:center;margin-top:4px}
.modal-cancel{font-size:13px;color:var(--text-soft);background:none;border:none;cursor:pointer}
.modal-disclaimer{font-size:11px;color:var(--text-soft);margin-top:18px;line-height:1.7}
.show{display:flex!important}

/* RESPONSIVE */
@media(max-width:1000px){
  nav{padding:0 24px}
  .nav-links{display:none}
  .menu-toggle{display:block}
  .section,.section-white,.section-warm,.section-navy{padding:64px 24px}
  .hero{padding:120px 24px 64px}
  .value-grid,.services-list,.tech-features,.wp-grid,.process-grid,.footer-top{grid-template-columns:1fr}
  .tech-2col{grid-template-columns:1fr}
  .team-grid{grid-template-columns:1fr 1fr}
  .hero-shape,.hero-shape2{display:none}
  .ria-strip{padding:24px}
  .tech-inner{padding:32px 24px}
  .cta-card{padding:32px 24px}
  footer{padding:48px 24px 28px}
  .footer-top{grid-template-columns:1fr 1fr}
}
@media(max-width:600px){
  .team-grid{grid-template-columns:1fr}
  .footer-top{grid-template-columns:1fr}
  .hero-actions{flex-direction:column}
}