Independent Wealth Management  ·  West Chester, PA

Protect what you've built. Grow what's next.

Independent, fee-only financial planning and wealth management for executives navigating complex compensation and families preparing for retirement.

Schedule an Introductory Conversation

A 30-minute introductory conversation. No cost or obligation.

How we think about wealth

  1. i Protect first. Secure what's already built before reaching for more.
  2. ii Grow deliberately. Take risk with purpose. Manage cost and tax with discipline.
  3. iii Transfer intact. See that what you pass on reaches the people you intend.

In that order. The order is the point.

Who we work with

You've outgrown the setup that got you here.

The accounts, the equity, the tax picture. Each piece made sense on its own. Together they were never really a plan.

Most people arrive in a similar place. A career that built real wealth, often with too much of it sitting in a single stock. Retirement accounts opened years apart, for reasons that no longer connect. Compensation that shows up in several forms, each with its own rules.

The work is turning those pieces into one plan, with taxes, retirement income, and what comes next all accounted for. We do this most often for executives with equity compensation (many of them current or former SAP employees) and for families within a decade of retirement, including those considering a move from Pennsylvania to Delaware in retirement.

What people ask us first

The questions that bring people here.

Six decisions come up more than any others. Each one is answerable. Most of them are easier to get right early than to fix later.

  • Should I take the early retirement package?

    It depends on what the offer actually contains and what you would otherwise do. We model both paths before the deadline. How a VERP works.

  • How much can I safely spend in retirement?

    The answer changes with the order you draw from each account, not just the total. Retirement income planning.

  • When should I claim Social Security?

    Rarely the year you stop working. The timing interacts with taxes, a spouse, and everything else you withdraw. The claiming decision.

  • Will a large withdrawal raise my Medicare premiums?

    Usually, two years later, and only some of it can be appealed. How IRMAA works.

  • How do I lower the tax bill on my equity compensation?

    By deciding when to sell and when to withhold, before the vest rather than after. Equity compensation planning.

  • Should we retire in Pennsylvania or Delaware?

    The border is ten minutes away and the two states treat your estate very differently. Pennsylvania vs. Delaware.

Henry Supinski, Founder and CEO of Blackshire Wealth Management
From the founder

I've sat in your seat.

I started in wealth management, at Wilmington Trust and then the private bank at J.P. Morgan. Then came a decade in industry, six years of it at SAP, where I rose to vice president. That combination is what shaped this firm.

Much of what our clients work through, I worked through myself as an executive: equity vesting on a schedule, a net worth tilting toward a single stock, compensation choices with real tax consequences, the questions a career change raises. I dealt with those decisions before I ever advised anyone on them. Blackshire is built for people in that position, and it is fee-only and fiduciary, so nothing here is being sold to you.

Henry Supinski, MBA, ChFC® Founder & CEO
Read the full story Meet the team
What we do

The portfolio was never the hard part.

A well-built portfolio matters, and we manage one for you. The harder decisions are the ones around it.

Taxes, equity compensation, retirement income, Social Security timing, a concentrated position, and knowing when to act on each. The value is in handling them as one plan rather than one decision at a time.

  • Investment managementLow-cost, diversified portfolios built around your goals, managed at the household level with asset location and tax in mind.
  • Tax planningRoth conversion timing, withdrawal sequencing, and IRMAA, projected across years rather than handled one return at a time.
  • Retirement incomeA written plan for how and when to draw from each account, and how to keep the income steady.
  • Equity & executive compensationRSUs, options, ESPPs, and deferred compensation, modeled and timed so more of the upside stays yours.

Estate coordination, cash flow, and business-owner planning are part of the same financial planning engagement, under one transparent fee.

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Client reviews

What it's like to work with us

Collected and certified through Wealthtender, an independent third-party platform.

★★★★★ ✓ Wealthtender Certified Advisor Review™ Aug 27, 2026
“I have known Henry since before he launched his financial business, and I was glad to be one of his very first clients. My trust in him is absolute. Henry stands out because he actively focuses on low-cost, high-yielding investments, ensuring your money works efficiently for you. He has been instrumental in building a solid strategy for my retirement planning and income protection. He has also helped create a strategy for managing RSUs. If you want an advisor who combines deep integrity with smart, cost-effective wealth strategies, I highly recommend him.”
Michael Lendvay
Relationship: Current client as of Aug 27, 2026. Compensation: none received for this review. Conflicts of interest: none.
★★★★★ ✓ Wealthtender Certified Advisor Review™ Jun 29, 2026
“I've had an excellent experience working with Henry Supinski. He is incredibly responsive, knowledgeable, and always takes the time to answer my questions in a way that's easy to understand. It's rare to find someone who combines professionalism with such great communication and follow-through. I have a lot of confidence in his guidance and can easily see myself working with Henry for many years to come. I highly recommend him to anyone looking for a financial advisor they can trust.”
Steve McAllister
Relationship: Current client as of Jun 29, 2026. Compensation: none received for this review. Conflicts of interest: none.
See all certified reviews on Wealthtender

Reviews shown above are the complete set collected and certified through Wealthtender, a third-party platform, in compliance with the SEC Marketing Rule.

Henry Supinski holds an MBA and the Chartered Financial Consultant (ChFC®) designation. Client accounts are held at Charles Schwab as custodian; Blackshire manages the accounts and never takes custody of client assets.

How we work
  1. iUnderstandMap the whole picture.
  2. iiDesignBuild the plan.
  3. iiiExecutePut it in motion.
  4. ivRefineRevisit it every year.

No pitch. Just a conversation.

Thirty minutes. Tell us where things stand and what you want the money to do. If we can help, we will say how. If we cannot, we will say that too.

Blackshire is fee-only: one transparent fee, no commissions or product sales, and you see it in writing before you decide anything. What it costs →

Not ready to book a call? Send us a message · info@blackshirewealth.com · (302) 203-9634
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